/* Offer-to-closing center: extends roadmap.css */
.otc-page{overflow-x:clip;min-width:0}
.otc-page .fine-hero{font-size:15px;max-width:40em;margin-top:0}
.otc-page .hero-actions{display:flex;flex-wrap:wrap;gap:10px}
.otc-page .hero-actions .btn{white-space:normal;min-width:0}
.otc-page .chips-nav{min-width:0}
.otc-page .who-grid,.otc-page .doc-q{
  display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:16px
}
.otc-page .doc-q{grid-template-columns:minmax(0,1fr) minmax(0,1.2fr)}
.otc-page .who,.otc-page .docs,.otc-page .qs{
  background:#f6fbff;border:1px solid #d7e7f4;border-radius:12px;padding:14px 16px;min-width:0
}
.otc-page .who h4,.otc-page .docs h4,.otc-page .qs h4{
  font-family:Fraunces,Georgia,serif;font-weight:500;font-size:15px;color:#132B52;margin:0 0 8px
}
.otc-page .who ul,.otc-page .docs ul{margin:0;padding-left:1.1em}
.otc-page .who li,.otc-page .docs li{margin:0 0 6px;font-size:14px;line-height:1.5;color:#33445c}
.otc-page .sq{margin:0 0 10px}
.otc-page .sq h5{margin:0 0 4px;font-size:14px;color:#132B52}
.otc-page .sq p{margin:0;font-size:13.5px;line-height:1.5;color:#33445c}
.otc-page .stage-links{display:flex;flex-wrap:wrap;gap:8px 14px;overflow-wrap:anywhere}
.cta-mid{padding-top:8px;padding-bottom:8px}
.otc-cta{background:#eef6fc;border:1px solid #afd5ef;border-radius:16px;padding:22px 24px}
.otc-cta .h3x{margin:0 0 8px;color:#132B52}
.otc-cta .actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:10px}
.otc-cta .btn{white-space:normal;min-width:0}
.otc-cta .cta-note,.otc-cta p{margin:0 0 8px;color:#33445c;font-size:15px}
.planner-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px;align-items:start}
.planner-form,.planner-out{background:#fff;border:1px solid #d7e7f4;border-radius:16px;padding:20px 22px;min-width:0}
.planner-form .dc-f{display:flex;flex-direction:column;gap:4px;margin:0 0 10px}
.planner-form label,.planner-form legend{font-weight:700;color:#132B52;font-size:14px}
.planner-form input[type=date]{font:inherit;padding:8px 10px;border:1px solid #b7c7d8;border-radius:8px;max-width:100%}
.planner-form small{color:#51627a;font-size:12.5px;display:block;margin:-4px 0 8px}
.planner-form .pl-contingencies{border:1px dashed #c5d6e6;border-radius:10px;padding:12px;margin:8px 0 14px}
.planner-form .pl-actions{display:flex;flex-wrap:wrap;gap:8px}
.dc-err{color:#8a1c1c;font-size:13px;margin:0 0 8px;min-height:0}
.planner-out .pl-cd{font-size:18px;line-height:1.35;color:#132B52;margin:0 0 8px}
.planner-out .pl-timeline{list-style:none;margin:16px 0 0;padding:0;border-left:3px solid #AFD5EF}
.planner-out .pl-item{padding:0 0 14px 16px;position:relative}
.planner-out .pl-item:before{content:"";position:absolute;left:-8px;top:4px;width:11px;height:11px;border-radius:50%;background:#132B52}
.planner-out .pl-item.pl-cd:before{background:#2a6f97}
.planner-out .pl-item time{display:block;font-weight:800;color:#132B52;font-size:14px}
.planner-out .pl-item span{font-size:14px;color:#33445c}
.keys-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.key-card{background:#fff;border:1px solid #d7e7f4;border-radius:14px;padding:16px 18px;min-width:0}
.key-card h3{margin:0 0 8px;font-family:Fraunces,Georgia,serif;font-weight:500;font-size:18px;color:#132B52}
.key-card p{margin:0;font-size:14.5px;line-height:1.55;color:#33445c}
.wire-warn{margin-top:28px;background:#fff8f0;border:2px solid #132B52;border-radius:16px;padding:20px 22px}
.wire-warn h3{margin:0 0 8px;font-family:Fraunces,Georgia,serif;color:#132B52;font-size:22px}
.wire-warn p{margin:0 0 8px;color:#33445c;line-height:1.6}
.wire-warn p:last-child{margin:0}
.mistake-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.mistake-list li{background:#fff;border:1px solid #d7e7f4;border-radius:14px;padding:18px 20px;min-width:0}
.mistake-list h3{margin:0 0 8px;font-family:Fraunces,Georgia,serif;font-weight:500;font-size:18px;color:#132B52}
.mistake-list p{margin:0;font-size:15px;line-height:1.6;color:#33445c}
.ins-grid{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(0,.9fr);gap:24px;align-items:start}
.ins-points{margin:0 0 16px;padding-left:1.15em}
.ins-points li{margin:0 0 8px;line-height:1.55;color:#33445c}
.ins-sources{background:#eef6fc;border:1px solid #afd5ef;border-radius:14px;padding:18px 20px}
.ins-sources h3{margin:0 0 8px;font-family:Fraunces,Georgia,serif;color:#132B52}
.ins-sources ul{margin:0;padding-left:1.1em}
.ins-sources li{margin:0 0 6px}
.ins-partner{margin-top:18px;background:#f6fbff;border:1px dashed #8fb6d4;border-radius:14px;padding:16px 18px}
.otc-links{display:flex;flex-wrap:wrap;gap:8px 16px;margin:0 0 18px;overflow-wrap:anywhere}
.otc-page .takeaway{margin-top:22px}

@media (max-width:900px){
  .planner-grid,.ins-grid,.keys-grid,.otc-page .who-grid,.otc-page .doc-q,.mistake-list{
    grid-template-columns:1fr
  }
}
@media (max-width:600px){
  .otc-page .rm-hero .wrap{min-width:0}
  .otc-cta .actions a,.otc-page .hero-actions .btn{width:100%}
}

@media print{
  .site-header,.stage-nav,.rm-hero .hero-actions,.rm-card,.rm-tools,
  .planner-form,.cta-mid,.cta,.site-footer .foot-grid,.skip,
  .faq-section,.learn-section,.sources-section .sources,.ins-sources{display:none!important}
  body{font-size:11pt}
  .page-hero{background:none!important;color:#000;padding:0 0 10px}
  .page-hero::after{display:none}
  .page-hero h1{color:#132b52;font-size:22pt}
  .page-hero .lede,.crumbs,.eyebrow,.fine-hero{display:none}
  .byline{color:#333}
  .rm-section,.planner-section,.keys-section,.mistakes-section,.ins-section{padding:8px 0}
  .stage{break-inside:avoid;box-shadow:none!important;border:1px solid #ccc;margin-bottom:6px}
  .stage-panel[hidden]{display:block!important}
  .stage-panel{animation:none;padding:0 14px 8px}
  .reveal{opacity:1!important;transform:none!important}
  .site-footer{background:none;color:#333;padding:10px 0}
  .wire-warn{break-inside:avoid}
}